Beyond the typical mortgage loans most of us are familiar with, a jumbo loan or mortgage, as the name implies, covers a larger-than-normal loan amount. Specifically, a jumbo loan exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA), and is not eligible to be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.

What would a little extra cash mean to you this holiday season? For a few lucky Nuvision members, that extra cash has already arrived, and their holidays are looking even better. But here’s the good news—you still have a chance to win.

Can you imagine a holiday without a single gift? For many kids in our communities, this is their reality—but it doesn’t have to be. Nuvision Credit Union is proud to once again host our Holiday Toy Drive as part of the NuvisionCares initiative, helping spread the holiday spirit for kids and families in our communities.

We know how important it is for our members to stay informed about the housing market, whether you’re planning to buy, sell, or simply keep an eye on trends. That’s why we put together these monthly updates—to cut through the noise, provide clear insights, and give you the tools to make confident decisions. As we move toward the end of the year, the housing market continues to evolve. From fluctuating mortgage rates to shifting buyer and seller dynamics, here’s a comprehensive look at the latest trends, sourced from Zillow, Redfin, the National Association of Realtors, and Steven Thomas' Reports on Housing.