This year has been anything but predictable in the housing market. Mortgage rates bounced around, inventory remained tight, and affordability challenges persisted for buyers and renters alike. But 2024 wasn’t without its bright spots. We saw signs of stabilization, increased buyer demand in the latter half of the year, and some progress on inventory issues.

Beyond the typical mortgage loans most of us are familiar with, a jumbo loan or mortgage, as the name implies, covers a larger-than-normal loan amount. Specifically, a jumbo loan exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA), and is not eligible to be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.

What would a little extra cash mean to you this holiday season? For a few lucky Nuvision members, that extra cash has already arrived, and their holidays are looking even better. But here’s the good news—you still have a chance to win.

Can you imagine a holiday without a single gift? For many kids in our communities, this is their reality—but it doesn’t have to be. Nuvision Credit Union is proud to once again host our Holiday Toy Drive as part of the NuvisionCares initiative, helping spread the holiday spirit for kids and families in our communities.

We know how important it is for our members to stay informed about the housing market, whether you’re planning to buy, sell, or simply keep an eye on trends. That’s why we put together these monthly updates—to cut through the noise, provide clear insights, and give you the tools to make confident decisions. As we move toward the end of the year, the housing market continues to evolve. From fluctuating mortgage rates to shifting buyer and seller dynamics, here’s a comprehensive look at the latest trends, sourced from Zillow, Redfin, the National Association of Realtors, and Steven Thomas' Reports on Housing.

Have you ever wondered why financial experts always emphasize saving early? It’s not just about setting money aside—it’s about using time to your advantage. When it comes to securing your future, especially for retirement, compound interest can be your best friend.

Discover what a credit report is, why it's essential, and how it impacts major life decisions. Learn what’s in a credit report, how to build or rebuild credit, and the importance of checking for errors.

Learn how to use credit wisely with simple, effective tips. From paying on time to keeping balances low, discover smart habits to build good credit and make the most of your credit cards.