Checking accounts made for the life you build.

Each Nuvision checking account is designed to provide convenience and access based on how you prefer to bank. Use the chart below to compare options and find the account that best fits your needs. You can open an account online* in minutes.

*Online account opening is available to individuals 18 or older. Individuals ages 13-17 must open an account in-branch with a parent or legal guardian as a joint owner. Find out what you need to open an account.


Simple Free Checking

For members just starting or restarting their financial journey. No monthly requirements but no bonus features like dividends or ATM reimbursement.

Young Adult Checking

Created for members between 13 and 23 years old, Young Adult is a perfect first checking account. It offers total access and convenience with no direct deposit or minimum balance requirements.* All with helpful features like free e-statements and unlimited teller transactions, custom photo debit card and more.

* A parent or legal guardian over 18 years of age must be a joint applicant. Members who are minors must show one form of photo ID to open the account. Account qualification based on the parent or guardian’s good banking history.

Opportunity Checking

If you prefer to keep a larger balance on account, Opportunity can help you enjoy waived monthly fees plus the ability to earn regular dividends and receive a host of helpful benefits.

Simple Checking

Designed for members who simply want the convenience of an everyday checking account, Simple is a basic account loaded with features to make access easy wherever you go. Seniors age 65 and over enjoy the added bonus of waived monthly fees.

Advantage Checking

For members who conduct a large amount of transactions each month, Advantage offers a wider range of important extras, such as free overdraft protection, reimbursed ATM fees, free check orders and much more.

High Yield Checking

For New Members Only. Use your High Yield Checking account for purchases, digital banking, and managing your day-to-day finances, while earning more on your balances.

1 Dividend Information: Rates and terms are subject to change without notice. Dividends are calculated from the date of deposit to the date of withdrawal. Dividend rates and Annual Percentage Yields (APYs) are variable and may change at any time based on available earnings. See Rates for current information.

2 Overdraft Protection: Free for Advantage accounts. For all other checking accounts, a $7 fee applies per transfer from savings, money market, or line-of-credit sources, limited to one (1) transfer per day. No fee applies to transfers from a linked Visa® credit card. We may initiate transfers to cover transactions when funds are insufficient. Transfers are subject to available funds, credit availability, and applicable daily limits. Savings and money market transfers may be subject to transaction limitations. Not all accounts or members may qualify. Other restrictions may apply.

3 ATM Fee Reimbursements: Reimbursements are limited to stated monthly maximums. Fees charged by other financial institutions may apply.

4 Paper Statements: No charge for Advantage accounts; $2 per month for Simple Free, Simple, Opportunity, High Yield, and Young Adult accounts.

5 Overdraft Fees: $30 per item, up to a maximum of four (4) fees per day. Payment overdrafts is discretionary and not guaranteed.

6 Bounce! Protection: Bounce! Protection is an overdraft service that may pay transactions when sufficient funds are not available. Fees may apply. Payment of overdrafts is discretionary and not guaranteed. Member eligibility and opt-in may be required for certain transactions, including ATM and everyday debit card transactions.

7 Online and Mobile Banking / Bill Pay: Message and data rates may apply. Certain features may require enrollment.

General Fees and Terms: “No Monthly Fee” means no periodic service fee; other fees may apply. Monthly fees are assessed each statement cycle if waiver requirements are not met. Accounts and features are subject to eligibility. Terms and conditions may change without notice.

Membership eligibility required.

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