Earn More WITH THIS LIMITED TIME OFFER
Take Advantage of Our High-Yield Savings Certificates!
Looking for the perfect savings option? We've got you covered, no matter your investment goals.
Our 8-month certificateoffers 5.50% APY* with a balance limit of $5,000, perfect for those who want to maximize their savings quickly. For those planning ahead and looking for a longer-term option, our 15-month certificate with no deposit limits, perfect for steady growth.
No matter your savings strategy, we have a certificate that fits your needs.
8-MONTH Certificate | 5.50% APY*
Kickstart Your Savings in Just 8 Months! Put your money to work for you and lock in these great rates now for a more secure financial future.
- Start saving quickly without a long-term commitment and see your funds grow.
- Great terms to fit all of your savings needs.
15-MONTH CERTIFICATE | 4.00% APY*
Start growing your savings today. With as little as $1,000 you can earn 4.00% APY*, one of the highest savings rates available.
- Your commitment to saving is rewarded with higher rates.
- Your commitment to saving is rewarded with higher rates. Lock in your rate now!
OR CALL 888-291-8566 TO OPEN YOUR CERTIFICATE ACCOUNT!
How does a Nuvision Certificate differ from a bank CD?
A certificate works the same way that a certificate of deposit, or CD, does at other financial institutions. All of our Certificate accounts give you a safe and easy way to save, and feature a higher interest rate than most financial institutions.
Experience the earning power of our Nuvision Credit Union certificates!
GUARANTEED RETURNS
Lock in your rate now, and feel confident that your savings are safe and growing. Guaranteed returns assume funds are held through the end of the term.
HIGHER RATES
Our certificate accounts feature a higher interest rate than most savings accounts and none of the risk of the stock market.
BACKED BY THE NCUA
Savings are federally insured up to $250,000 and backed by the full faith and credit of the U.S. Government.
Nuvision Certificate Account FAQ
Both Certificates and CDs work the same way providing a fixed return when funds are invested for a specified amount of time. The difference is that credit unions call the account a Certificate and banks call the account a Certificate of Deposit (CD).
A certificate is an investment option that provides a fixed rate for a specific period. The funds cannot be withdrawn during the certificate term without paying a penalty. Certificates are federally insured by the NCUA up to $250,000.
Certificate accounts have no fees. If you withdraw funds before the maturity date, you may incur an early withdrawal penalty.
8-month term
- APY: 5.50%
- Deposit Limits: Minimum of $1,000 with a Maximum $5,000 limit.
- 1 Account per Member
- Availability: Offered online, over the phone, or in person for retail. IRA and business certificates must be opened at a branch.
- Duration: Available October 1 through November 30, 2024.
- Maturity: At maturity, both these promotional certificates will enter a seven (7) day grace period which unless otherwise instructed by the member, will automatically be rolled over into a new pre-set term. The 8-month will renew into a regular 6-month certificate at the current rate APY for that term at that time.
15-month term
- APY: 4.00%
- Deposit Limits: Minimum of $1,000 with no cap.
- Availability: Offered online, over the phone, or in person for retail. IRA and business certificates must be opened at a branch.
- Duration: Available October 1 through November 30, 2024.
- Maturity: At maturity, both these promotional certificates will enter a seven (7) day grace period which unless otherwise instructed by the member, will automatically be rolled over into a new pre-set term. The 15-month promo certificate will renew into a regular 12-month certificate at the current rate APY for that term at that time.
For over 80 years Nuvision has been helping its members build better lives. Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At our core, we are a credit union built for hard working people with a commitment to strength, independence and discipline. Our members are people who believe that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.
With Nuvision, you have a credit union that is dedicated to building your life!
Early Withdrawal Penalty Details. We may impose a penalty if you withdraw any of the principal of the Certificate Account before the maturity date.
1) Amount of Penalty. The penalty is based on the term of the certificate. For certificates with terms of one year or less, the penalty is equal to 90 days' dividends on the amount withdrawn. For certificates with terms of longer than one year, the penalty will equal 180 days' dividends on the amount withdrawn.
2) How the Penalty Works. The penalty is calculated on the amount of early withdrawal. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.
3) Exceptions to Early Withdrawal Penalties. At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: when an owner on an account dies or is determined legally incompetent by a court or other body of competent jurisdiction. Where the account is an Individual Retirement Account (IRA) and any portion is paid within seven (7) days after establishment or where the account is an IRA and the owner attains age 59½ or becomes disabled and begins making periodic withdrawals.
It's EASY to get started!
Put your money to work in just 3 simple steps…
Click Open Account Now
Click an orange button below to begin our fast and secure account opening process.
Enter your information
Including your name, address, Social Security Number and State issued identification.
Transfer Funds
Link to your account at another bank and fund your Certificate account.
OR CALL 888-291-8566 TO OPEN YOUR CERTIFICATE ACCOUNT!