Disclosures
*APR = Annual Percentage Rate. Rates are effective as of 03/03/2025 and are subject to change without notice. Rates are based on creditworthiness. The 4.99% introductory APR is only available on new, approved Home Equity Lines of Credit (HELOCs), is based on a combined loan-to-value (CLTV), and is valid for 12 months from the date of signing the Home Equity Credit Agreement and Truth in Lending Disclosure. Thereafter, the introductory APR will revert to a variable APR, which will adjust on the first day of each billing cycle based on the WSJ Prime Rate plus a margin (up to 2.00%) based on the terms and conditions set forth in your Home Equity Addendum. As of 03/20/2025, the APR ranges from 7.75% – 8.75%. The APR cannot increase more than 8% above the initial rate without exceeding the maximum APR of 18% or fall below the floor rate of 4%. Minimum credit line available is $10,000. All loans are subject to credit approval, income verification, and satisfactory appraisal and collateral. Property insurance is required. HELOCs are only available on owner occupied primary residences in the following states: AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA and WY. Rates, terms, and fees are subject to change without notice. Nuvision reserves the right to modify or cancel this promotion at any time without prior notification. You should consult a tax advisor regarding the deductibility of interest and charges. For more information on HELOCs, download the What you should know about Home Equity Lines of Credit (HELOC) PDF Booklet.

Other terms and conditions may apply. Equal Housing Opportunity. Membership is required.