Put Your Home Equity to Work
Let Nuvision Help
A home equity line of credit (HELOC) is a flexible option for debt consolidation, home improvement projects, college expenses, and more. It’s flexible and allows you to tap into the equity you’ve already built in your home for whatever needs arise.
We’ve lowered our rates!
Here’s why now is a great time to consider a Nuvision HELOC:
- Low Intro Rate: as low as 3.99% introductory APR* for 12 months1.
- Flexibility: Use what you need, when you need it, and only pay interest on what you spend.
- Real Support: A simple online application makes it easy, along with our team here to help if you have questions.
Nuvision Credit Union has been helping our members build better lives for over 90 years.
Our team is here to help you through every step of the HELOC process.
Get started with a HELOC today
Get started with a home equity line of credit with Nuvision Credit Union.
Apply for A HELOC Online
Or Call us at 800-444-6327
Nuvision HELOC FAQ
We have several options:
Our easy and secure online HELOC application will walk you through the application process step by step.
Talk to a Nuvision HELOC Expert: Have questions? We have answers. If you would like to talk to someone about the mortgage application process give us a call at 800-444-6327 and a Nuvision HELOC Representative will walk you through the process step by step.
A HELOC lets you access the equity you’ve built in your home to help cover eligible expenses.
It works much like a credit card, but instead of being unsecured, it's backed by your home value. You can use the funds for things like emergencies, education costs, or other financial needs.
HELOCs generally have variable interest rates, which may be lower than most credit card rates at times but may change over time. Your rate and payment may fluctuate depending on market conditions and the terms of your loan.
For over 90 years Nuvision has been helping its members build better lives. Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At our core, we are a credit union built for hard working people with a commitment to strength, independence and discipline. Our Members are people who believe that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.
With Nuvision, you have a credit union that is dedicated to building your life!
A home equity line of credit is secured by your home. Variable interest rates may increase after the introductory period, which may result in higher monthly payments. Failure to repay could result in foreclosure.
It's Easy To Get Started
*APR = Annual Percentage Rate. APRs are accurate as of 04/01/2026 and are subject to change without notice. Rates are based on creditworthiness and other underwriting criteria. All loans are subject to credit approval, and not all applicants will qualify.
1Introductory APR Offer. The 3.99% introductory APR is available for 12 months on new, approved Home Equity Lines of Credit (HELOCs). The introductory rate is effective from the date of funding and applies only to non–interest only HELOC products.
After the Introductory Period. At the end of the introductory period, the APR will convert to a variable APR in accordance with the Home Equity Credit Agreement and Home Equity Addendum. The variable APR adjusts on the first day of each billing cycle and is based on the Wall Street Journal Prime Rate plus a margin of up to 2.00%. As of 12/17/2025, the variable APR ranges from 7.00% to 8.00%. The APR cannot increase more than 8.00% above the initial rate without exceeding the maximum APR of 18% or fall below the floor rate of 4.00%.
Additional Terms and Eligibility. The minimum credit line available is $10,000. HELOCs are available only on owner occupied primary residences located in AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA, and WY. Property insurance is required. Loan funding is contingent upon establishment of Nuvision membership. All loans are subject to income verification, satisfactory appraisal, and collateral requirements.
Nuvision reserves the right to modify or cancel this promotion at any time without prior notification. Other terms and conditions may apply. Consult a tax advisor regarding the deductibility of interest and other charges.
For additional information about HELOCs, refer to the consumer brochure “What You Should Know About Home Equity Lines of Credit (HELOC).”
Equal Housing Opportunity. Membership is required.
