Nuvision members can select from home equity loans or credit lines at low adjustable rates tied to the Prime Rate.

Home Equity Line of Credit

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* Rate is subject to change without notice. The interest rate is based on the Prime Rate as published in the Wall Street Journal on the first business day of the preceding month of the quarter. This is a variable rate account. The Home Equity Line of Credit has a .50% periodic (quarterly) maximum change with 2% annual cap. Maximum APR is 8% over initial start rate not to exceed 18% APR. Annual fee is $40 and a floor rate of 4.00%.

** Processing fees are waived unless loan is paid-off within 36 months of funding date. Third party fees ranging from $400 to $2000 will be waived if the loan is kept open for at least 36 months. All home equity loans are for primary residences in the following states only: AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA and WY. Funding is contingent on Nuvision membership. Property insurance will be required.

Minimum credit line is $10,000. Maximum Combined loan-to-value is 70% up to $350,000. Maximum Combined loan-to-value up to 80% loan amount is up to $250,000.

Actual rate received is based on your credit performance. Verification of income required on all levels and for all applicants. Please consult with your tax professional about possible tax benefits.