^*3.99% introductory APR on balance transfers is for 12 months from account opening. Balance transfers are subject to a $500 minimum transfer amount requirement and a $10 or 3% of the amount of each balance transfer fee, whichever is greater ( for Share Secured [email protected], the maximum fee is $100).

^**Visa Signature cannot currently be linked as overdraft protection. Visa Signature does charge a fee for cash advance transactions. See disclosure for details.