The following interest rates are subject to change without notice.
*APR = Annual Percentage Rate. Rates effective as of 08/01/2025 and are subject to change at any time without notice. All loans are subject to credit approval.
1 The introductory rate of 0% APR on balance transfers for up to 12 months begins the day the account is opened. To be eligible, the credit card account must be opened between 08/01/25 and 10/31/25 and the balance transfer must be completed within 60 days of account opening. Balance transfers from existing Nuvision Federal Credit Union accounts are not eligible for this offer. Only balance transfers from department stores or other credit card issuers will be accepted. Subject to available credit limits. A minimum balance transfer of $500 is required. Balance transfers are subject to a fee of $10 or 3% of the transferred balance, whichever is greater. Allow up to 30 days for balance transfers to post to your account. Cardholders are responsible for making payments until the balance transfer has been completed. Any late fees or finance charges resulting from nonpayment are not the responsibility of Nuvision. Nuvision will not close accounts following balance transfers. To close your account, contact the card issuer directly.
End of Promotional Period. After the introductory period ends, any remaining unpaid portion of the original balance transfer request will revert to the standard variable APR as outlined on the cardholder's Agreement. Variable APR: the APR will vary with the market based on the Prime Rate. Fixed APR: the APR will remain the same for the life of the card.
Offers non-transferable and cannot be combined with any other promotion. Some restrictions apply. Nuvision reserves the right to change or cancel this offer at any time. See Visa Credit Card Disclosures for more details.
How to Avoid Paying Interest on Purchases. Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Must be at least 18 to apply. Applicants under the age of 21 must show proof of independent income or have a co-applicant.
Nuvision Credit Union is an Equal Credit Opportunity Lender.
