The following interest rates are subject to change without notice.
*APR = Annual Percentage Rate. Rates effective as of 07/01/2026 and are subject to change at any time without notice. All loans are subject to credit approval.
1 0% introductory APR for 12 months on balance transfers made within the first 90 days from account opening. After that, APR will be 13.74% to 17.99% based on creditworthiness and will vary with the market based on the U.S. Prime Rate. Balance transfer fee of $10 or 3% of each transfer, whichever is greater (maximum $250).
End of Promotional Period. After the introductory period ends, any remaining unpaid portion of the original balance transfer request will revert to the standard variable APR as outlined on the cardholder's Agreement. Variable APR: the APR will vary with the market based on the Prime Rate. Fixed APR: the APR will remain the same for the life of the card.
Offers non-transferable and cannot be combined with any other promotion. Some restrictions apply. Nuvision reserves the right to change or cancel this offer at any time. See Visa Credit Card Disclosures for more details.
How to Avoid Paying Interest on Purchases. Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Must be at least 18 to apply. Applicants under the age of 21 must show proof of independent income or have a co-applicant.
Nuvision Credit Union is an Equal Credit Opportunity Lender.
