The following interest rates are subject to change without notice.
EFFECTIVE DATE: 10/01/2026
| Product | Introductory APR* for Balance Transfers Made Within the First 90 Days1 | Minimum Balance Transfer Amount | APR for Purchases, Cash Advances, and Balance Transfers after Introductory Period |
| Visa® Platinum | 0.00% for up to 12 months | $500.00 | 13.74% to 17.99% Variable APR |
| Visa® Platinum SHARE SECURED | 0.00% for up to 12 months | $500.00 | 16.75% to 17.99% Variable APR |
| Product | Introductory APR* for Purchases and Balance Transfers Made Within the First 90 Days2 | Minimum Balance Transfer Amount | APR for Purchases, Cash Advances, and Balance Transfers after Introductory Period |
| Visa® Platinum REWARDS | 0.00% for up to 12 months | $500.00 | 14.24% to 17.99% Variable APR |
| Visa® Signature | 0.00% for up to 12 months | $500.00 | 15.74% to 17.99% Variable APR |
*APR = Annual Percentage Rate. Rates effective as of 10/01/2026 and are subject to change at any time without notice. All loans are subject to credit approval.
1 0% introductory APR for 12 months on balance transfers made within the first 90 days from account opening. After that, the remaining balance will revert to the applicable standard variable APR for your card, based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. Balance transfers are subject to a $500 minimum transfer amount. Balance transfer fee of $10 or 3% of each transfer, whichever is greater (maximum $250). Other fees may apply. See Visa Credit Card Disclosures for complete rate, fee, and terms information. Offer subject to change without notice.
20% introductory APR for 12 months on purchases made and balance transfers completed within the first 90 days of account opening. The 12-month introductory period begins on the date your account is opened. After the introductory period, any remaining balance will revert to the applicable standard variable APR for your card, based on creditworthiness, and will vary with the market based on the U.S. Prime Rate.
Qualifying purchases do not include cash advances, fees, interest charges, or unauthorized or fraudulent transactions. Balance transfers from existing Nuvision Visa credit cards are not eligible. Only balance transfers from department stores or other credit card issuers will be accepted. Balance transfers are subject to available credit and a $500 minimum transfer amount. A balance transfer fee of $10 or 3% of each transfer, whichever is greater (maximum $250), applies. Other fees may apply. See Visa Credit Card Disclosures for complete rate, fee, and terms information. Offer subject to change without notice.
End of Promotional Period. After the introductory period ends, any remaining unpaid portion of the original balance transfer request will revert to the standard variable APR as outlined on the cardholder's Agreement. Variable APR: the APR will vary with the market based on the Prime Rate. Fixed APR: the APR will remain the same for the life of the card.
Offers non-transferable and cannot be combined with any other promotion. Some restrictions apply. Nuvision reserves the right to change or cancel this offer at any time. See Visa Credit Card Disclosures for more details.
How to Avoid Paying Interest on Purchases. Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Must be at least 18 to apply. Applicants under the age of 21 must show proof of independent income or have a co-applicant.
Nuvision Credit Union is an Equal Credit Opportunity Lender.
