
A Loyalty Program That Puts Benefits First!
MAKE THE MOST OF YOUR BANKING WITH ADDED ADVANTAGE.
Added Advantage lowers loan rates, increases interest on our certificates, gives cash back incentives, waives fees on HELOC loans and offers exclusive support. All you have to do is enroll and build your score to get MAX BENEFITS, which is as easy as banking with Nuvision.
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We Added Real Benefits Then Made Them Easy to Get!

Save Big on Auto Loans
Added Advantage members get exclusive rate discounts on auto loans.3 Whether you’re buying a new or used car, these lower rates help you save more.

Benefit From Higher Certificate Rates
With Added Advantage, you’ll earn higher interest on certificates2, helping your savings grow faster. It's an easy way to maximize your returns and make sure your money is working as hard as you are.
What Else Can You Expect From Added Advantage?
1 Year of Identity Theft & Fraud Protection1
HELOC Annual Fee Waived6
Cashier’s Check Fee Waived7
Debit card limit increase10
Domestic Wire Fee Waived8
Bounce protection limit Increase9
Mortgage5 & Auto Loan Cash Back4
Enrolling is simple! Just Fill out the Form Below.
“How do I get MAX BENEFITS?”
It's Easy!
NUVISION makes it easy to get the incredible benefits that comes from being an Added Advantage member.
For example, if you get an auto loan of more than $5,000 and have checking or savings deposits over $5,000, you get our MAX BENEFITS.
Or if you get mortgage of more than $50,000 you get MAX BENEFITS too. It’s that easy.
Added Advantage is more than a loyalty program, it’s a relationship program. Even if your score goes down, you still keep the maximum level of benefits as long as you’re a Nuvision Member.

*The total balances of checking and savings are important. The higher the deposits, the higher score rewarded. Combining those with another product will bring you max benefits.
IT’S THAT EASY TO GET MAX BENEFITS FOR LIFE!
NOT AN ADDED ADVANTAGE MEMBER? ENROLL HERE, START BANKING, LET THE BENEFITS BEGIN
ADDED ADVANTAGE FAQ
Added Advantage is our member recognition program that provides benefits and rewards you'll actually use, with no fees to join. From everyday banking activity to regular engagement, the more you do with Nuvision, the higher your score will grow. And with several levels of benefits tied to your score, you get easy access to lower rates, discounts on standard fees, loan incentives and so much more.
Joining the Added Advantage Program is simple and free for all Nuvision members. You can enroll in two easy ways: (1) Complete the enrollment form above, or (2) Log in to your digital banking account at nuvisionfederal.com, select “Member Loyalty Program” from the main menu, and click “Enroll Now” button on the page, and you will be automatically enrolled in Added Advantage.
Simply log into your Nuvision digital banking account and select “Member Loyalty Program” on the main menu. Your current score will be displayed, along with a summary of the benefits tied to your score level. Your Added Advantage score will also appear on your statements after you’ve enrolled in the program.
Yes, once you qualify for maximum benefits with a score of 300 or higher, you are locked in and will always receive our highest benefits for your future banking needs.
DISCLOSURES:
*Benefits are based on your Added Advantage (AA) score and are available exclusively to Nuvision Credit Union members who have enrolled in the program. Your score will appear on the first statement following enrollment. Nuvision Credit Union reserves the right to change or discontinue the program at any time.
1 Identity Theft & Fraud Protection: Eligible members receive one year of complimentary monitoring from Experian upon activation. Available only to members with an AA score of 100 or higher. Enrollment is not automatic – members must redeem the code provided by a Nuvision representative. This benefit may be subject to year-end tax reporting and could be included on a 1099-MISC form.
2 Certificate Rate Increase: Applies to both new and renewing certificates (including IRA certificates), up to a combined balance of $250,000. The increased rate is valid for the initial term only and requires a minimum term of 12 months. Renewal rates are based on your AA score at the time of renewal. Early withdrawals may incur penalties that could reduce earnings. This offer cannot be combined with any other promotion. AA enrollment will not affect existing certificate accounts until renewal. For current rates, visit the Nuvision Credit Union website.
3 Auto Loan Rate Discount: Exclusively offered through Nuvision Credit Union for new and used Auto, RV, Motorcycle, and Recreational Toy loans. This discount is not available for Personal, Mortgage, Credit Card, Student, or Share Secured loans, and excludes variable or promotional rate loans unless otherwise disclosed. Eligibility is based on the member’s AA score at the time of application. May only be combined with the Automatic Payment Discount and AA Auto Loan Cash Back benefit. All loan rates are based on individual creditworthiness and subject to credit approval. Auto loan rates cannot fall below the established floor rate. Rates are subject to change without notice, and additional restrictions may apply. For current rates, visit the Nuvision Credit Union website.
4 Auto Loan Cash Back: Available for new or used auto loans financed through Nuvision Credit Union. Refinancing an existing Nuvision auto loan is not eligible. Cash back amount is based on the member’s AA score at the time of application. To qualify, members must be enrolled in AA prior to applying. Cash back will be deposited into the member’s primary savings account within 45 calendar days of loan funding. Limited to one Auto Loan Cash Back benefit per member every 12 months. May only be combined with the Automatic Payment Discount and AA Auto Loan Rate Discount benefit. Subject to credit approval and may be reported on a 1099-MISC form.
5 Mortgage Loan Cash Back: Available for new or refinanced 1st Trust Deed Mortgage loans through Nuvision Credit Union, with a minimum loan amount of $250,000. To qualify, members must be enrolled in the AA program prior to submitting a loan application. Cash back amount is based on the member’s AA score either at the time of application or within 90 days prior to loan funding - whichever is closer to the funding date. Cash back will be credited to the member’s primary savings account within 45 calendar days of loan funding. Limited to one Mortgage Loan Cash Back benefit per eligible household every 12 months. Cannot be combined with any other promotions. Subject to credit approval and may be reported on a 1099-MISC form for tax purposes.
6 HELOC Annual Fee: The annual fee for a Home Equity Line of Credit (HELOC) is waived for members who are enrolled in the AA program with a qualifying score of 100 or higher. The waiver is not retroactive and will apply to the next scheduled annual fee following enrollment.
7 Cashier’s Check Fee: The $5.00 fee for a cashier’s check is waived for members with a qualifying AA score of 100 or higher. This waiver does not apply at shared branch locations.
8 Domestic Wire Fee: Members enrolled in the AA program with 200 or more points receive one domestic wire fee waiver per month.
9 Bounce Protection Limit Increase: Members with an AA score of 200 or higher automatically receive an increased Bounce Protection limit. To qualify, members must be opted into Bounce Protection and meet all program requirements. The standard Bounce Protection base limit is $750.
10 Debit Card Limit Increase: Members enrolled in the AA program may request an increase to their debit card limits, subject to eligibility and approval.