1 Exclusive Identity Theft & Fraud Protection: This offer is good for one year of free monitoring after activation. Only applicable to members with Added Advantage Score of 100 or higher. Enrollment is not automatic. Member must redeem code provided by Nuvision representative. May be subject to 1099 Misc. tax form at year-end for tax reporting purposes.

2 Certificate Rate Increase: Applicable towards new certificates and renewing certificates with a cap of $250,000 aggregate balance. Rate will apply for initial term of certificate. Minimum 12 month term required. Renewal rate dependent on Added Advantage score at time of renewal. Certificate is subject to early withdrawal penalties which may reduce earnings. Cannot be combined with any other offer. Your enrollment in the Added Advantage program will not apply to any existing certificates accounts until renewal.  Visit the Nuvision Federal Credit Union website for current rates. 

3 Consumer Loan Rate Discount: Excludes Mortgage, Visa, and Share Secured loans. Does not apply to variable rate loans or promotional loans unless otherwise disclosed. Consumer loan rate discount is based on Added Advantage score at the time the member applies for the loan. Consumer loan rate discount cannot be combined with any other rate discount other than Automatic Payment Discount and Auto Loan Incentive.  Consumer loan rate is based on individual credit worthiness. Auto loan rate cannot go below the floor rate. Visit the Nuvision Federal Credit Union website for current rates.  Rates subject to change without notice. Some additional restrictions may apply. Subject to credit approval.

4 Auto Loan Incentive: Applicable towards an auto loan with Nuvision Federal Credit Union for new or used vehicles. Refinancing an existing Nuvision auto loan does not qualify. Auto loan incentive value is based on Added Advantage score at the time the member applies for the loan. Member must be enrolled in Added Advantage prior to loan application to qualify for incentive. The auto loan incentive will be credited to member’s primary savings account within 45 calendar days of auto loan funding. Limit one auto loan incentive per member per 12 months. Cannot be combined with any other Auto Loan Incentive other than Added Advantage Consumer Loan Rate Discount and Automatic Payment Discount. May be subject to 1099 Misc. tax form at year-end for tax reporting purposes.

5 Mortgage Incentive: Offer applies to new or refinanced 1st Trust Deed Mortgage loans at Nuvision Federal Credit Union. Minimum mortgage loan amount of $250,000.  Member must be enrolled in Added Advantage prior to loan application to qualify for incentive. Mortgage incentive value is based on Added Advantage score at time member applies for loan or 90 days before loan funding, whichever date is closer to loan funding date. The mortgage incentive will be credited to the member’s primary savings account within 45 calendar days of mortgage loan funding. Limit one mortgage incentive per eligible household per 12 months. Cannot be combined with any other offer. Subject to credit approval. May be subject to 1099 Misc. tax form at year-end for tax reporting purposes.

6 HELOC Annual Fee: The HELOC annual fee is waived with qualifying score of 100 or higher once member has enrolled into Added Advantage, waiver is not retroactive and will be applied to the next annual fee.

7 Cashier’s Check Fee: The $5.00 Cashier’s Check fee is waived with qualifying score of 100 or higher. Not applicable at share branches.

8 Fee waived once monthly for members enrolled in Added Advantage with more than 200 AA points.

9 Bounce protection limits are automatically increased for members enrolled in Added Advantage for members with scores 200 or more. Must be opted into Bounce Protection and meet all Bounce Protection requirements. (Bounce protection has a base limit of $750.)

10 Debit card limits can be increased upon request for members enrolled in Added Advantage.

Added Advantage benefits are available for Nuvision members who have enrolled in the Added Advantage program. Added Advantage score is shown on first statement available after member has enrolled in program. Nuvision reserves the right to change or cancel the program at any time.

Revised as of March 2024.