A Dad working hard to build his family Father and baby enjoying benefits of personal loans

Personal Loan

Rates

Nuvision members can select from secured or unsecured personal loans on terms that suit their individual financial needs. If you're not currently a member, it’s easy to join right now.

Signature (Unsecured) Loans: Effective 2/27/17

ProductMinimum Loan LimitMaximum TermPayment FactorAnnual Percentage Rate (APR)
Closed-End Personal Loan$500.00Up to 60 Months

Per $1,000 borrowed: $21.09 - $24.70

(60 months)

9.50% to 17.20%
Line of Credit (Overdraft Protection)$500.00Varies on amount borrowedDaily Periodic Rate: 0.028767% to 0.047945%10.50% to 17.50%

Secured Loans: Effective 2/27/17

ProductMaximum Term MaturityDaily Periodic RateAnnual Percentage Rate (APR)

Savings Secured:

Up to 100% of Primary Savings Balance

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Certificate Secured:

Up to 100% of Certificate Balance

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Loan rates listed reflect a .25% discount for Automatic Payment transfer from a Nuvision checking or savings account. All loans are made subject to credit approval and membership. Your actual rate will be based on your credit worthiness. Above rates and terms represent a guideline for maximum loan amounts allowable but do not guarantee that an applicant will qualify for those maximums.