Simple Checking

For our members who need an everyday checking account for their basic banking needs.

Feature or BenefitSimple
Earns Dividends 
Overdraft Protection*Yes
Reimbursed ATM Fees (up to $20 per month) 
Free Check Orders (up to $25 per order) 
Free Instant Issue Debit CardYes
Paper Statements**Yes
Overdraft Fees for Returned Items$30 per item
Bounce! Protection†Yes
Free Web and Mobile BankingYes
Free Online and Mobile Bill PayYes
Free Access to Co-Op Shared ATMs and BranchesYes
Monthly Fee$6
How to Waive Monthly Fee$1,200 monthly average checking account balance or direct deposits of at least $500 and 7 debit card transactions per month***
Opening Deposit$25

* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult

** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

*** Point of Sale Transactions only which exclude ATM Transactions

† $30 per item, up to a maximum of 4 charges per day