Simple Checking
For our members who need an everyday checking account for their basic banking needs.
| Feature or Benefit | Simple |
| Earns Dividends | |
| Overdraft Protection* |  |
| Reimbursed ATM Fees (up to $20 per month) | |
| Free Check Orders (up to $25 per order) | |
| Free Instant Issue Debit Card | |
| Paper Statements** | |
| Overdraft Fees for Returned Items | $30 per item |
| Bounce! Protection† | |
| Free Web and Mobile Banking | |
| Free Online and Mobile Bill Pay | |
| Free Access to Co-Op Shared ATMs and Branches | |
| Monthly Fee | $6 |
| How to Waive Monthly Fee | $1,200 monthly average checking account balance or direct deposits of at least $500 and 7 debit card transactions per month*** |
| Opening Deposit | $25 |
* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult
** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult
*** Point of Sale Transactions only which exclude ATM Transactions
† $30 per item, up to a maximum of 4 charges per day
