Simple Checking

For members who value quick access to their cash. Up to $10 in ATM reimbursements with balance or activity requirements to waive a monthly fee.

Feature or BenefitSimple
Earns Dividends 
Overdraft Protection*Yes
Reimbursed ATM Fees Up to $10 per month
Free Check Orders (up to $25 per order)
Free Instant Issue Debit CardYes
Paper Statements**Yes
Overdraft Fees for Returned Items$30 per item
Bounce! Protection†Yes
Free Web and Mobile BankingYes
Free Online and Mobile Bill PayYes
Free Access to Co-Op Shared ATMs and BranchesYes
Monthly Fee$6
How to Waive Monthly Fee$1,200 monthly average checking account balance or direct deposits of at least $500 and 7 debit card transactions per month***
Opening Deposit$25

* Overdraft protection: Free for Advantage, $7 per transfer, once daily, for all other checking accounts.

** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

*** Point of Sale Transactions only which exclude ATM Transactions

† $30 per item, up to a maximum of 4 charges per day