Advantage Checking
For our most valuable members, Advantage Checking offers the best dividend rates and most features including free overdraft protection, reimbursed ATM fees, and more.
Feature or Benefit | Advantage |
Earns Dividends | ![]() |
Overdraft Protection* | ![]() |
Reimbursed ATM Fees (up to $20 per month) | ![]() |
Free Check Orders (up to $25 per order) | ![]() |
Free Instant Issue Debit Card | ![]() |
Paper Statements** | ![]() |
Overdraft Fees for Returned Items | $30 per item |
Bounce! Protection† | ![]() |
Free Web and Mobile Banking | ![]() |
Free Online and Mobile Bill Pay | ![]() |
Free Access to Co-Op Shared ATMs and Branches | ![]() |
Monthly Fee | $25 |
How to Waive Monthly Fee | $75,000 combined household deposits (loans and deposits) |
Opening Deposit | $100 |
* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult
** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult
† $30 per item, up to a maximum of 4 charges per day