Advantage Checking

For members who keep a higher balance, want to earn dividends, and receive up to $20 in ATM reimbursements each month


Feature or BenefitAdvantage
Earns DividendsYes
Overdraft Protection*Yes
Reimbursed ATM Fees Up to $20 per month
Free Check Orders (up to $25 per order)Yes
Free Instant Issue Debit CardYes
Paper Statements**Yes
Overdraft Fees for Returned Items$30 per item
Bounce! Protection†Yes
Free Web and Mobile BankingYes
Free Online and Mobile Bill PayYes
Free Access to Co-Op Shared ATMs and BranchesYes
Monthly Fee$25
How to Waive Monthly Fee$75,000 combined household deposits (loans and deposits)
Opening Deposit$100

* Overdraft protection: Free for Advantage, $7 per transfer, once daily, for all other checking accounts.

** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

† $30 per item, up to a maximum of 4 charges per day