Advantage Checking

For our most valuable members, Advantage Checking offers the best dividend rates and most features including free overdraft protection, reimbursed ATM fees, and more.

Feature or BenefitAdvantage
Earns DividendsYes
Overdraft Protection*Yes
Reimbursed ATM Fees (up to $20 per month)Yes
Free Check Orders (up to $25 per order)Yes
Free Instant Issue Debit CardYes
Paper Statements**Yes
Overdraft Fees for Returned Items$30 per item
Bounce! Protection†Yes
Free Web and Mobile BankingYes
Free Online and Mobile Bill PayYes
Free Access to Co-Op Shared ATMs and BranchesYes
Monthly Fee$25
How to Waive Monthly Fee$75,000 combined household deposits (loans and deposits)
Opening Deposit$100

* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult

** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

† $30 per item, up to a maximum of 4 charges per day