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Deposit Rates - IRA Certificates

Rates Effective 2/27/2017

Rates and terms are subject to change without notice.


Fixed Rate Accounts

$1,000 min. deposit
Product IRA Term Dividend Rate APY*
6-Month IRA6 months0.399%0.40%
1-Year IRA1 year0.797%0.80%
2-Year IRA2 years0.995%1.00%
3-Year IRA3 years1.193%1.20%
4-Year IRA4 years1.489%1.50%
5-Year IRA5 years2.029%2.05%
$25,000 min. deposit
Product IRA Term Dividend Rate APY*
6-Month IRA6 months0.449%0.45%
1-Year IRA1 year0.846%0.85%
2-Year IRA2 years1.045%1.05%
3-Year IRA3 years1.242%1.25%
4-Year IRA4 years1.538%1.55%
5-Year IRA5 years2.078%2.10%
$50,000 min. deposit
Product IRA Term Dividend Rate APY*
6-Month IRA6 months0.499%0.50%
1-Year IRA1 year0.896%0.90%
2-Year IRA2 years1.094%1.10%
3-Year IRA3 years1.292%1.30%
4-Year IRA4 years1.587%1.60%
5-Year IRA5 years2.127%2.15%
$100,000 min. deposit (Jumbo)
Product IRA Term Dividend Rate APY*
6-Month IRA6 months0.548%0.55%
1-Year IRA1 year0.946%0.95%
2-Year IRA2 years1.143%1.15%
3-Year IRA3 years1.341%1.35%
4-Year IRA4 years1.637%1.65%
5-Year IRA5 years2.176%2.20%

Roth, Traditional and Education IRAs are available.

Dividends on IRA Certificate Accounts are compounded Daily

*APY = Annual Percentage Yield

Rates are subject to change without notice. Dividends are calculated from date of deposit to date of withdrawal. Rates shown for certificates are contracted when the account is opened and upon renewal. Rates shown for primary savings, IRA savings, and checking accounts are projections only, since dividends are paid from available earnings declared at the end of the compounding period. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

The minimum initial deposit for a Traditional or Roth IRA Certificate is $1,000.00. The minimum initial deposit for an Education IRA Certificate is $500.00. IRAs may be transferred from another institution or rolled over from another savings plan.

IRS Penalties may apply for Premature withdrawals. Please consult your tax professional for more information. Please refer to your IRA Plan Agreement and Disclosure.

Fees could reduce earnings on the account.