Ever wonder what credit is or why it matters? Credit is something that can affect anyone who uses money, especially as they grow older. Credit is basically a tool that lets you buy things now and pay for them later, but it only works well if you use it carefully. Here’s a breakdown of what credit is, why building good money habits is essential, and how smart use of credit today can set you up for a strong financial future.

What makes a hero? Is it the courage to face the unknown, the resilience to keep going despite the odds, or the quiet strength to carry on once the battle is over? Veterans embody all of these qualities and more, and this Veterans Day, we want to celebrate those who have selflessly served, giving their all to protect the freedoms we hold dear. This year, we’re especially honored to feature James Robert "Bob" Laizure, a 100-year-old veteran who has lived a life of resilience, service, and commitment to community.

With $16,500 in cash prizes up for grabs, including a $3,000 grand prize, there’s plenty of holiday cheer to go around. Imagine being one of our weekly winners, taking home cash prizes of $1,000, $500, or $250 to make your season even brighter—or even better, winning our $3,000 grand prize just in time for the holidays.

Missed the latest Nuvision Insights webinar? Get key takeaways from financial expert Kirsten Baron on managing debt and boosting your credit. Watch the full video and learn actionable tips to build financial confidence, improve your FICO score, and set yourself up for a stronger financial future.

At Nuvision Credit Union, we understand the immense value that first responders bring to our communities. They risk their lives daily to ensure the safety and well-being of others, often without seeking recognition. That’s why it’s so important for us to highlight their work and honor their dedication. This month, as part of our National First Responders Day celebration, we are thrilled to recognize Tim Keating, Fire Captain with the Huntington Beach Fire Department, as Firefighter of the Year.

What inspires someone to dedicate their life to saving others? For Trevor McLean, it was a combination of timing, personal experience, and a drive to make a difference. After serving as a Navy Corpsman, Trevor found his calling in firefighting and rescue work. Now, as a Firefighter/EMT with the Anchorage Fire Department, Trevor brings his passion for service to Alaska. We’re proud to feature him as part of our Nuvision Heroes series for National First Responders Day.

What does it mean to protect and serve? For Officer Taylor Davoren, it’s not about recognition; it’s about commitment to her community. In honor of National First Responders Day, we’re proud to feature Taylor, a third-generation police officer and Huntington Beach’s Officer of the Year. Her dedication to helping others and building trust within her community is the kind of service that makes a lasting difference, especially in her work with young people and community safety programs.

Some heroes don’t wear badges—they carry rescue gear and watch over our beaches. This month, in honor of National First Responders Day, we’re proud to feature Captain Andrew Mackie from the Huntington Beach Marine Safety Division. Since joining the department in 2003, Andrew has dedicated himself to keeping the coast safe and inspiring the next generation of lifeguards. From lifesaving rescues to leading critical training programs, his commitment to public safety and mentorship has left a lasting impact on Huntington Beach.