Ever wonder what credit is or why it matters? Credit is something that can affect anyone who uses money, especially as they grow older. Credit is basically a tool that lets you buy things now and pay for them later, but it only works well if you use it carefully. Here’s a breakdown of what credit is, why building good money habits is essential, and how smart use of credit today can set you up for a strong financial future.

What makes a hero? Is it the courage to face the unknown, the resilience to keep going despite the odds, or the quiet strength to carry on once the battle is over? Veterans embody all of these qualities and more, and this Veterans Day, we want to celebrate those who have selflessly served, giving their all to protect the freedoms we hold dear. This year, we’re especially honored to feature James Robert "Bob" Laizure, a 100-year-old veteran who has lived a life of resilience, service, and commitment to community.

With $16,500 in cash prizes up for grabs, including a $3,000 grand prize, there’s plenty of holiday cheer to go around. Imagine being one of our weekly winners, taking home cash prizes of $1,000, $500, or $250 to make your season even brighter—or even better, winning our $3,000 grand prize just in time for the holidays.

Missed the latest Nuvision Insights webinar? Get key takeaways from financial expert Kirsten Baron on managing debt and boosting your credit. Watch the full video and learn actionable tips to build financial confidence, improve your FICO score, and set yourself up for a stronger financial future.