This year has been anything but predictable in the housing market. Mortgage rates bounced around, inventory remained tight, and affordability challenges persisted for buyers and renters alike. But 2024 wasn’t without its bright spots. We saw signs of stabilization, increased buyer demand in the latter half of the year, and some progress on inventory issues.

Beyond the typical mortgage loans most of us are familiar with, a jumbo loan or mortgage, as the name implies, covers a larger-than-normal loan amount. Specifically, a jumbo loan exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA), and is not eligible to be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.

What would a little extra cash mean to you this holiday season? For a few lucky Nuvision members, that extra cash has already arrived, and their holidays are looking even better. But here’s the good news—you still have a chance to win.

Can you imagine a holiday without a single gift? For many kids in our communities, this is their reality—but it doesn’t have to be. Nuvision Credit Union is proud to once again host our Holiday Toy Drive as part of the NuvisionCares initiative, helping spread the holiday spirit for kids and families in our communities.