As we approach the end of 2023, the U.S. housing market presents a complex and multifaceted landscape. From a seasonal downshift influenced by holiday distractions to predictions of declining home prices and a shifting demographic of buyers, various forces are shaping the real estate sector in unique ways.

As Veterans Day approaches, we embark on a journey to celebrate the remarkable individuals who have served our nation with unparalleled dedication, bravery, and sacrifice. In this edition of our Nuvision Heroes series, we are proud to feature Mike Ali, a distinguished veteran whose journey through service and beyond continues to inspire us all.

In this special edition of our Nuvision Heroes series, we proudly present the story of an exceptional veteran who not only served our nation with dedication but continues to make a difference in his community through acts of kindness and selflessness. As we approach Veterans Day, we are honored to feature the experiences and insights of Ronnie Dowlin, a veteran who reminds us of the importance of service, bravery, and sacrifice.

When it comes to financial security, knowledge is power. As part of our ongoing commitment to provide you with the tools and insights to navigate your financial journey safely, Nuvision Credit Union is excited to announce the next installment in our Nuvision Insights webinar series: "FIGHT BACK! Tips & Tactics to Prevent Fraud." This invaluable online event is scheduled for November 9, 2023, from 5:00 PM to 6:00 PM, and aims to equip you with practical information and strategies to combat fraud, especially during the vulnerable holiday season.