Mortgage Rates Hit 13 Month Low: Buyer’s Market Strong Throughout Southern California

Declining mortgage rates combined with home prices falling throughout Southern California are expected to give buyers one of the best opportunities to buy a home in quite some time.
Student Essay Project

Denali Merger Update: Better Together

Beginning Saturday, March 30th at 2 PM, we will be integrating systems with Denali Federal Credit Union. During this time, access to online banking, mobile banking, and 24/7 phone banking will not be available. Access will be restored by 3 PM on Sunday, March 31, 2019.
young couple moving

Budgeting for a New Home

Every home buyer wants to find a house they love, but you should never make a purchase without first considering how it might affect your financial future. It’s important to stay within the bounds of your budget. Otherwise, that dream home could turn quickly turn into a nightmare when you can’t afford the monthly mortgage bills.
Housing Graph

Springing forward into new market trends

Learn what lowering interest rates mean for the market, why current market demand matters, and how sellers should approach pricing their home.
Young couple in new home

Tips for First Time Home Buyers

Buying a house is one of the biggest purchases you’ll ever make. As a first-time buyer, the decision can be scary. You don’t have to be a real estate expert to get a good deal, but having some basic knowledge of the housing market can help you feel more confident in the process. That’s why we’ve compiled a list of our top tips to help you avoid the mistakes people often make:
traveler at airport

Spring Travel Plans? Here Are Our Top 10 Underrated U.S. Travel Spots

With warmer weather on the horizon, many people across the U.S. are itching to get out of town and take a much-needed break. There are the usual tourist destinations everyone aims for year after year, but let’s face it those places can be crowded to the brim (not to mention pricey). From chic cosmopolitan hubs to rustic outdoorsy vistas and much more, check out our top 12 hidden gems!
mortgage

Negotiating Home Prices-How to Make the Best Offer

The process of buying a home can be daunting, especially for first-time buyers. Finding the perfect house was hard enough, but now negotiating? After the stress of budgeting and house hunting, the added pressure of securing a good price can quickly become overwhelming. Luckily, we’ve compiled a list of expert tips to help you out.
phishing

Phishing: Growing and Getting More Sophisticated

Hackers impersonate popular brands or send personalized blackmail attacks.