One of the biggest fears sweeping the housing market is that national forbearance programs will lead to mass foreclosures, swiftly launching the Hot Seller’s Market into chaos. While it is true that over the past year many homeowners have taken advantage of forbearance, which allows them to pause mortgage payments, there is no reason to believe this will result in drastic market changes.

Patricia wholeheartedly believes in the work she does. She channels that passion into every task, whether she's taking time to talk with a hurting client or meeting potential donors. Her primary role on the Dogs & Tags board of directors is treasurer, but she’s also dedicated many hours to directly assisting clients, helping train dogs, and doing outreach at events.

When you speak, we listen. We’ve taken your feedback to heart and have been hard at work over the past few months planning new ways to improve our services.

This year’s Added Advantage winners are using the prize money for home improvement projects, family getaways, and medical bills. For many, the money came just at the right time, helping them avoid draining their savings accounts or taking on debt.