Are you concerned about the future of the economy? Do rising inflation rates, the unpredictability of the housing market, or the potential impact of upcoming elections on your financial stability keep you up at night? If these questions are weighing heavily on your mind, you're not alone. In these uncertain times, understanding what's really going on with our economy is not just a matter of interest but a necessity for planning and safeguarding your financial future.

In the heart of every community, there are silent heroes whose deeds often go unnoticed, yet their impact resonates far and wide, touching lives and making the world a slightly better place, one act of kindness at a time. This month, Nuvision shines a spotlight on a remarkable individual whose dedication to service and community has not only inspired those around her but also set a standard for what it means to give back. Sally Im, this month's Nuvision Hero, embodies the spirit of our mission — helping people build better lives.

We are thrilled to announce a series of updates designed to enhance your banking experience and bring a new level of convenience and security to your financial life. From enhancements in our checking products to the introduction of our integrated credit and debit card management system, and the Early Payroll Deposit feature, we're committed to ensuring you have access to the best tools and services to navigate your financial life confidently.

As we make our way through the early months of 2024, the housing market has been a bit of a roller coaster ride, with several recent market shifts that could affect both buyers and sellers. From the increase in home availability to a noticeable uptick in sales and the potential change in realtor commissions, we've pulled together the latest insights from industry experts Steven Thomas, Zillow, and the National Association of Realtors (NAR).