The holidays bring out the best in people—but unfortunately, they can also bring out the worst in scammers. Every year, fraudsters take advantage of the season’s goodwill and busy schedules to trick shoppers, steal personal information, and gain access to accounts. From fake delivery notices to emotional donation pleas, the tactics change, but the goal never does: to catch you off guard.

There’s something about a new year that just feels like a fresh start. It’s a chance to set new goals, build better habits, and get your finances working for you—not against you. The truth is, you don’t need a complicated plan or a perfect budget to make progress. You just need to start. Here are five practical habits that can help you make 2026 your most financially confident year yet.

Ever feel like the holidays sneak up on your wallet? Between gifts, travel, and all those last-minute extras, it’s easy for a joyful season to turn into a financial headache. You’re not alone—most people spend more than they plan this time of year. But the truth is, a few smart habits can make all the difference.

Life’s easier when the places you count on are nearby. That’s why Nuvision has expanded and upgraded branches across California and Alaska, including Pleasanton and Anchorage. Each location was built with members in mind—more space, more access, and the same personal service that makes banking simple.