A recent Bankrate survey revealed that 56 percent of Americans feel they don't have enough money in savings, and 60 percent can’t cover an unexpected expense.

Not all changes are bad—but they all require a second look at your current plans. Things like graduations, marriages, job changes, having a baby, and retirement all cause large shifts in financial priorities. When these events happen, it's a good time to sit down and re-evaluate your goals and plans.

Saving for retirement can be a daunting task. With so much information out there, just figuring out how to get started is confusing. That’s why we created this easy to understand guide for our members. Here you’ll learn the basics of retirement savings and the ways you can get started.

Having debt hanging over your head can be a downer. It’s also a significant roadblock to financial freedom. Becoming debt-free is a worthy goal, but it’s going to take some work. Here are some of our best tips: