When it comes to making money, there is no doubt that Warren Buffett can be looked to as a shining example of success. While his business expertise sure plays into his tremendous wealth, he is also a huge proponent of savings and often tells people, “Don’t save what is left after spending, but spend what is left after savings.”

The main purpose of a certificate account is similar to that of a savings account: to help you set money aside for future goals. While the purposes are alike, certificate accounts have different features that make them uniquely suited to certain goals. If you’ve ever wondered what a certificate account could do for you, read these the top three benefits below.

With the information age rapidly transforming everyday life, entirely new ways to earn that would have been inconceivable just a few years ago are popping up left and right. Many of these income-generating activities don’t even look like jobs, at least not in the traditional sense.

For those who are investing or planning for their retirement, the past couple of years have been challenging, to say the least. From turmoil in the housing and stock market to historic inflation driving up the price of rents and groceries, savings and retirement planning have unfortunately taken a back seat for many Americans. In fact, according to a study from Bankrate, most Americans can no longer keep up with their retirement savings.