The holidays bring out the best in people—but unfortunately, they can also bring out the worst in scammers. Every year, fraudsters take advantage of the season’s goodwill and busy schedules to trick shoppers, steal personal information, and gain access to accounts. From fake delivery notices to emotional donation pleas, the tactics change, but the goal never does: to catch you off guard.

Have you ever had someone approach you in a parking lot asking for help—maybe to borrow your phone for a quick call or to find a lost family member? It sounds harmless, but recently, scammers have been using that exact setup to steal from people.

We work our entire lives to build a retirement we can look forward to. The last thing any of us want is to see it stolen by a scam—and that’s exactly what’s happening right now. The FBI is warning seniors about a highly sophisticated scheme called the “Phantom Hacker.” It’s draining retirement accounts and costing victims their life savings.

Scams are everywhere—and they’re getting harder to spot. Last year alone, consumers lost over $12.5 billion to fraud, a 25% jump from the year before. With deepfake technology, imposter scams, and social engineering tactics now part of everyday life, it’s no longer just about being careful—it’s about being informed and prepared. That’s why we hosted our most recent Nuvision Insights Webinar: Fraud Awareness and Protection