Young Adult Checking For Members 13 to 23 years old
For members age 13 - 23. With no option to overdraft the account, it’s the perfect product for young members who are just beginning their financial journey. A parent or legal guardian is required for those aged 13 – 17.
| Feature or Benefit | Young Adult |
| Earns Dividends | |
| Overdraft Protection** |  |
| Reimbursed ATM Fees | |
| Free Check Orders (up to $25 per order) | |
| Free Instant Issue Debit Card | |
| Paper Statements*** | |
| Overdraft Fees for Returned Items | |
| Bounce! Protection† | |
| Free Web and Mobile Banking | |
| Free Online and Mobile Bill Pay | |
| Free Access to Co-Op Shared ATMs and Branches | |
| Monthly Fee | FREE |
| How to Waive Monthly Fee | N/A |
| Opening Deposit | $25 |
* For Young Adult accounts between 13-17 years old, a parent or legal guardian is required as a joint owner.
** Overdraft protection: Free for Advantage, $7 per transfer, once daily, for all other checking accounts.
*** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult
† $30 per item, up to a maximum of 4 charges per day. Bounce! Protection is not available for Young Adult Checking.
