Earn More WITH THIS LIMITED TIME OFFER

It pays to be a Nuvision Member.

Unlock your savings potential with our exclusive short-term certificate offers. For a limited time, you can earn 5.50% APY with our 9-month certificate and 5.00% APY on our 7-month certificate offers. 

9 MONTH CERTIFICATE | 5.50% APY

The 9-month account is perfect for those getting started on their savings journey. Deposit up to $5,000 and start making your money work harder for you!

 

  • A Simple and easy way to start saving now.
  • Perfect option for those who are just getting started.

7 MONTH CERTIFICATE | 5.00% APY

For those savvy savers with larger deposits, our 7-month certificate allows you to maximize your savings and earn 5.00% APY with no maximum balance deposit limits.

  • Your commitment to saving is rewarded with higher rates.
  • Lock in your rate now and watch your savings grow.

Earn More WITH THIS LIMITED TIME OFFER

Lock in your Savings Journey!

For those looking for a slightly longer investment, we've got you covered with our highly competitive rates.  Earn 4.50% APY with our 18-month certificate and 4.00% APY on our 30-month certificate offers. They are the  perfect choice for those who want to lock in a longer term.

18 MONTH CERTIFICATE | 4.50% APY

Kickstart Your Savings in Just 18 Months! Put your money to work and lock in these great rates now.

  • Start saving quick without a long-term commitment
  • Great terms to fit all of your savings needs.

30 MONTH CERTIFICATE | 4.00% APY

Maximize Your Savings Now! Nuvision members can get some of the highest rates on the market.

  • Your commitment to saving is rewarded with higher rates.
  • Lock in your rate now and watch your savings grow.

OR CALL 888-291-8566 TO OPEN YOUR CERTIFICATE ACCOUNT!

How does a Nuvision Certificate differ from a bank CD?

A certificate works the same way that a certificate of deposit, or CD, does at other financial institutions. All of our Certificate accounts give you a safe and easy way to save, and feature a higher interest rate than most financial institutions.


Experience the earning power of our Nuvision Credit Union certificates!

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GUARANTEED RETURNS

Lock in your rate now, and feel confident that your savings are safe and growing. Guaranteed returns assumes funds are held thorough the end of the term.

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HIGHER RATES

Our certificate accounts feature a higher interest rate than most savings accounts and none of the risk of the stock market.

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BACKED BY THE NCUA

Savings are federally insured up to $250,000 and backed by the full faith and credit of the U.S. Government.



Nuvision Certificate Account FAQ

What’s the difference between a Certificate and a Certificate of Deposit (CD)?  +

Both Certificates and CDs work the same way providing a fixed return when funds are invested for a specified amount of time. The difference is that credit unions call the account a Certificate and banks call the account a Certificate of Deposit (CD). 


A certificate is an investment option that provides a fixed rate for a specific period. The funds cannot be withdrawn during the certificate term without paying a penalty.  Certificates are federally insured by the NCUA up to $250,000.

Are there Fees on the account?  +

Certificate accounts have no fees. If you withdraw funds before the maturity date, you may incur an early withdrawal penalty.

What is the minimum deposit needed to establish a certificate?  +

9-Month Term:

  • APY: 5.50%
  • Deposit Limits: Minimum of $1,000 and maximum of $5,000.
  • Requirements: No new money required.
  • Availability: Accessible across all markets for retail, IRA, and business accounts. Online opening is available.
  • Duration: Offer valid from February 1 to March 31, 2024.
  • Maturity: Transitions to a 12-month CD upon term completion.

7-Month Term:

  • APY: 5.00%
  • Deposit Limits: Minimum of $1,000 with no maximum limit.
  • Requirements: Unlimited account openings per member.
  • Availability: Offered in all markets for retail, business, and IRA accounts, with online opening option.
  • Duration: Available from February 1 to March 31, 2024.
  • Maturity: Converts to a 6-month CD at the end of the term.

18-Month Term:

  • APY: 4.50%
  • Deposit Limits: Minimum of $1,000 with no cap.
  • Requirements: No limit on the number of accounts.
  • Availability: Available for retail, business, and IRA in all markets, with the possibility to open online.
  • Duration: Offer extends from February 1 through March 31, 2024.
  • Maturity: Automatically rolls over to a 12-month CD at term end.

30-Month Term:

  • APY: 4.00%
  • Deposit Limits: Minimum of $1,000, no maximum specified.
  • Requirements: There's no cap on the number of accounts that can be opened.
  • Availability: Accessible to all markets for retail, business, and IRA, with online opening available.
  • Duration: The term is available from February 1 to March 31, 2024.
  • Maturity: Proceeds to a 24-month CD upon maturity.
Why Choose Nuvision Credit Union?  +

For over 80 years Nuvision has been helping its members build better lives. Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At our core, we are a credit union built for hard working people with a commitment to strength, independence and discipline. Our Members are people who believe that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.


With Nuvision, you have a credit union that is dedicated to building your life!

What are the penalties for early withdrawal?  +

Early Withdrawal Penalty Details. We may impose a penalty if you withdraw any of the principal of the Certificate Account before the maturity date.


1) Amount of Penalty. The penalty is based on the term of the certificate. For certificates with terms of one year or less, the penalty is equal to 90 days' dividends on the amount withdrawn. For certificates with terms of longer than one year, the penalty will equal 180 days' dividends on the amount withdrawn.


2) How the Penalty Works. The penalty is calculated on the amount of early withdrawal. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividends have already been paid, the penalty will be deducted from the principal.


3) Exceptions to Early Withdrawal Penalties. At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: when an owner on an account dies or is determined legally incompetent by a court or other body of competent jurisdiction. Where the account is an Individual Retirement Account (IRA) and any portion is paid within seven (7) days after establishment or where the account is an IRA and the owner attains age 59½ or becomes disabled and begins making periodic withdrawals.

It's EASY to get started!

Put your money to work in just 3 simple steps…

1

Click Open Account Now

Click an orange button below to begin our fast and secure account opening process.

2

Enter your information

Including your name, address, Social Security Number and State issued identification.

3

Transfer Funds

Link to your account at another bank and fund your Certificate account.

OR CALL 888-291-8566 TO OPEN YOUR CERTIFICATE ACCOUNT!

Certificate Offer