Feature or Benefit Simple Free
Earns Dividends  
Overdraft Protection* Yes
Reimbursed ATM Fees  
Free Check Orders (up to $25 per order)  
Free Instant Issue Debit Card Yes
Paper Statements** Yes
Overdraft Fees for Returned Items $30 per item
Bounce! Protection† Yes
Free Web and Mobile Banking Yes
Free Online and Mobile Bill Pay Yes
Free Access to Co-Op Shared ATMs and Branches Yes
Monthly Fee FREE
How to Waive Monthly Fee N/A
Opening Deposit $25

* Overdraft protection: Free for Advantage, $7 per transfer, once daily, for all other checking accounts.

** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

† $30 per item, up to a maximum of 4 charges per day