Protecting Your Debit Cards, Credit Cards and Identity from Fraud
Fraud attempts can occur at any time and merchants have been reporting more data breaches in recent months.
As we move closer to the traditional holiday shopping season, please review the following list for ways to protect your card(s) from being used or your identity stolen:
To learn more about what you can do to protect your identity - please visit the following sites:
- Always sign the back of your credit and/or debit card as soon as you receive it.
- Store your credit/debit card in a secure place where you will immediately know if it is missing.
- Never leave receipts where someone could pick them up - especially ATM, supermarket and self-service gasoline pump receipts.
- Shred documents with sensitive information instead of tossing them in the trash.
- Never give your account number to someone calling you on the phone, even if the caller says it will be used to claim a prize or award.
- Never respond to an email from NuVision, the IRS, or another financial institution requesting your account number or social security number. This is an attempt to obtain your personal information.
- Do not leave outgoing mail in your mailbox for the postman to process, especially if there are checks included in the mailing.
- Monitor the expiration dates of your cards so that you can be on the lookout for any replacement cards scheduled to arrive in the mail
- Report a lost or stolen credit/debit card immediately. Add NuVision's Member Services number to the contact list in your phone # 800-444-6327. To report lost or stolen cards 24/7 call # 800-449-7728.
- Use alerts (text messages or emails) to notify you when transactions exceeding a set dollar amount occur. Visit nuvisionfederal.org
- Never carry your PIN in your wallet or write it on the back of your credit or debit card.
- Avoid using your birthdate, telephone number, address or any part of your Social Security Number as your PIN.
- For online shopping - only visit secure online shopping sites, print or save records of your online transactions.
- Review your credit bureau reports regularly. This may be the only way to identify if you are a victim of identity theft.
- Enroll in NuVision's Identity Protection Service (Fraud-Defender Program)
Identity Protection Service | NuVision Federal Credit Union
Federal Trade Commission
Protecting America's Consumers: Credit Help and Credit Education at Experian.com
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NuVision Federal Credit Union
7812 Edinger Avenue
Huntington Beach, CA 92647
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.