NuVision FCU
Store Cards: Seldom the Better Deal

With offers of an additional 10% off your purchase or free merchandise, it's tempting to apply for credit cards from your favorite retail stores. Think twice, however, before signing up. If you don't pay the bill in full at the end of each month, you could end up paying much more than you originally would have saved.

That's because interest rates on retail cards average about ten percentage points higher than credit union credit cards.

Store cards usually offer special incentives for cardholders to increase loyalty and encourage them to spend more. The average household has about seven store-issued credit cards.

If you plan to buy a car or house in the near future, it can hurt your chances to get a loan at a favorable rate if you have many recently opened lines of credit. It's usually better to have one major credit card that you can use for all items you wish to charge.

NuVision offers several Visa Credit Cards that are fixed rate and made just for you; Rewards, Non-Rewards, and Share-Secured. Our low-rate Rewards card earns you points for every purchase. Apply today, or add an authorized user on your card to earn more points. Bring your other higher rate credit cards to NuVision and start saving today.

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NuVision Federal Credit Union
7812 Edinger Avenue
Huntington Beach, CA 92647


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