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Custom Visa Cards Build Your Credit History as an 'Authorized User'

If you are looking to build credit history, but aren't sure you can qualify for a credit card on your own, being added as an "authorized user" on an existing credit card account is a great option.

As an authorized user or joint account holder, you can begin the path to establishing your own positive credit history, even if you are not taking on any debt, as long as the bill is paid on time each month. Although authorized user accounts are not always included in credit scores, the account information is reported on both the primary account holder's credit history and on the credit reports of any authorized users or joint account holders.

Not only will this help you to qualify for your own credit card account independently in the future, but an established credit report can also be important in renting an apartment, buying a cell phone, and obtaining utility services.

Find out how you can be added to a family member's NuVision Visa card today.

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Auto Loan Rates Roadside Relief: New and Used Auto Loans

With sky-high gas prices, your commute to work or school is probably getting a lot more expensive. While we can't lower prices at the pump, we can help lower your monthly car payment!

NuVision Federal Credit Union is currently offering historically low auto loan rates for both new and used vehicles. Whether you are looking for a new car or simply want to lower your current payment, NuVision's low fixed auto loan rates can save you money!

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You can also apply over the phone at 800-444-6327, or visit one of our convenient branch locations. Experience the credit union difference!
Equal Housing Lender NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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Huntington Beach, CA 92647
*Available on auto loans opened after 12/13/12. Finance charges will continue to accrue at the rate provided in your NuVision loan agreement during the payment-deferral period. Offer not valid for loans currently with NuVision or refinancing current NuVision loans. APR = Annual Percentage Rate. Rate shown reflects a .25% discount for Checking with Direct Deposit, .25% discount for Automatic Payment and .25% discount for Loan-To-Value (LTV) of 80% or less. Other terms available. Payment example: For every $1,000 borrowed at 1.99% APR for 60 months, your monthly payment will be $17.52. Rates and terms subject to change without notice. Year, model and mileage restriction apply. Subject to credit approval. This offer is valid once membership is established. Extended terms are available at a higher rate. Cannot be combined with any other offer. Existing NuVision Federal Credit Union auto loans are not eligible. NuVision reserves the right to change or cancel the promotion at any time. For complete promotion details visit