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Timing Your Purchase or Refinance Decisions Just Right

There's never been a better time to purchase or refinance your mortgage. Rates are historically low and you could be saving money every month with a NuVision mortgage loan. For find out how easy it is to start saving money today, call or email one of our Real Estate Loan Consultants.

Below is an excerpt from Businessweek.com on October 25th

The rate on the 30-year loan has remained below 4 percent all year, helping drive a modest housing recovery. And rates have fallen even further since the Federal Reserve started buying mortgage bonds in September to try to encourage more borrowing and spending.

Home sales have increased from last year, and prices are rising more consistently in most areas. Builders are more confident and starting more homes. Lower rates have also persuaded more people to refinance. That typically leads to lower monthly mortgage payments and more spending.

This week brought more positive news on the housing front. U.S. sales of new homes jumped last month to the highest level in more than two years, the Commerce Department said Wednesday. And slightly more Americans signed contracts last month to buy homes, the National Association of Realtors reported Thursday.

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