Enjoy a checking account built around you.

Each of our Nuvision accounts are designed for maximum convenience and access based on the way you prefer to bank. Use the chart below to select the account that’s perfectly tailored to you. Then open your preferred account online in minutes.

Must be over 18 years of age to open an account online. If you’re under 18, you will need to open an account at a Nuvision Branch. Find out what you need to open an account.

Feature or BenefitSimpleOpportunityAdvantageYoung Adult
Earns DividendsYesYes
Overdraft Protection*YesYesYes
Reimbursed ATM Fees (up to $20 per month)Yes
Free Check Orders (up to $25 per order)Yes
Free Instant Issue Debit CardYesYesYesYes
Custom Photo Debit Card**YesYesYesYes
Paper Statements***YesYesYesYes
Overdraft Fees for Returned Items$30 per item$30 per item$30 per item$30 per item
Bounce! Protection†YesYesYes
Free Web and Mobile BankingYesYesYesYes
Free Online and Mobile Bill PayYesYesYesYes
Free Access to Co-Op Shared ATMs and BranchesYesYesYesYes
Monthly Fee$6$12$25Free
How to Waive Monthly Fee$1,200 monthly average checking account balance or direct deposits of at least $500 and 7 debit card transactions per month$2,500 monthly average checking account balance$75,000 combined household deposits (loans and deposits)
Opening Deposit$25$25$100$25

Young Adult Checking

Created for members between 13 and 23 years old, Young Adult is a perfect first checking account. It offers total access and convenience with no direct deposit or minimum balance requirements.* All with helpful features like free e-statements and unlimited teller transactions, custom photo debit card and more.

* A parent or legal guardian over 18 years of age must be a joint applicant. Members who are minors must show one form of photo ID to open the account. Account qualification based on the parent or guardian’s good banking history.

Opportunity Checking

If you prefer to keep a larger balance on account, Opportunity can help you enjoy waived monthly fees plus the ability to earn regular dividends and receive a host of helpful benefits.

Simple Checking

Designed for members who simply want the convenience of an everyday checking account, Simple is a basic account loaded with features to make access easy wherever you go. Seniors age 65 and over enjoy the added bonus of waived monthly fees.

Advantage Checking

For members who conduct a large amount of transactions each month, Advantage offers a wider range of important extras, such as free overdraft protection, reimbursed ATM fees, free check orders and much more.

* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult

** Custom Photo Debit Card: One card free for Advantage and Young Adult, $10 for Simple and Opportunity

*** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

† $30 per item, up to a maximum of 4 charges per day

Rates and terms are subject to change without notice. Dividends are calculated from date of deposit to date of withdrawal. Checking accounts are projections only, since dividends are paid from available earnings

View our truth in savings disclosures