Certificate Accounts

24 month Flex certificate

Earn up to 2.10% APY

Nuvision members count on us to offer the most competitive rates on the market. Start earning now!

  • Rate adjustment options if the market goes up, available at midpoint of certificate term!
  • Enjoy guaranteed returns with Nuvision's certificate options.
  • Funds are insured up to $250,000 by NCUA.

60 month Flex certificate

Earn up to 2.75% APY

Our 60 month Flex certificate offers some of the highest rates on the market. Start earning now!

  • Rate adjustment options if the market goes up, available at midpoint of certificate term!
  • Enjoy guaranteed returns with Nuvision's certificate options.
  • Funds are insured up to $250,000 by NCUA

 

 


Earn More with a Nuvision Credit Union Flex Certificate

Nuvision's certificate accounts are easy to set up and offer higher returns for longer-term savings. Our high-yield certificate accounts are great for those looking for higher returns without having to worry about market fluctuations. Our Certificate accounts are free from market risk and vulnerability; and even better, should rates go up, our flex certificates offer rate adjustment options available at midpoint of the certificate term!

 


Earn big with Nuvision Flex certificates

A certificate works the same way that a certificate of deposit, or CD, does at other financial institutions. All of our Certificate accounts give you a safe and easy way to save, and feature a higher interest rate than most financial institutions.

 

Security Protection Icon

GUARANTEED RETURNS

Lock in your rate now, and feel confident that your savings are safe and growing. Guaranteed returns assumes funds are held thorough the end of the term.

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HIGHER RATES!

Our certificate accounts feature a higher interest rate than most savings accounts and none of the risk of the stock market.

NCUA

BACKED BY THE NCUA

Savings are federally insured up to $250,000 and backed by the full faith and credit of the U.S. Government.

 

 

Ready to get started? Taking advantage of this opportunity is simple.

 

or call 888-291-8566 for a free consultation!

 


 

CERTIFICATE FAQ

 

 

What’s the difference between a Certificate and a Certificate of Deposit (CD)?  +

Both Certificates and CDs work the same way providing a fixed return when funds are invested for a specified amount of time. The difference is that credit unions call the account a Certificate and banks call the account a Certificate of Deposit (CD). 

A certificate is an investment option that provides a fixed rate for a specific period. The funds cannot be withdrawn during the certificate term without paying a penalty.  Certificates are federally insured by the NCUA up to $250,000.

Can I adjust my rate if rates go up?  +
On our Flex Certificates, you get the one time option to adjust your rates. For the 24 month Flex certificate, you can adjust your rate at 13 months to the current Nuvision published 24-month certificate rate & APY. For the 60 month Flex certificate, you can adjust your rate at 31 months to the current Nuvision published 60-month certificate rate & APY.
Are there Fees on the account?  +

Certificate accounts have no fees. If you withdraw funds before the maturity date, you may incur an early withdrawal penalty.

What is the minimum deposit needed to establish a certificate?  +
A $1,000 minimum opening balance, and $1,000 minimum balance is required to earn the advertised APY on the 24-month account. A $1,000 minimum opening balance, and a $1,000 minimum balance is required to earn the advertised APY on 60 month account.
Why Choose Nuvision Credit Union?  +

For over 80 years Nuvision has been helping its members build better lives. Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At our core, we are a credit union built for hard working people with a commitment to strength, independence and discipline. Our Members are people who believe that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.

With Nuvision, you have a credit union that is dedicated to building your life!

 

HOW TO OPEN A NUVISION CERTIFICATE ACCOUNT

 

Opening your account is quick and easy! Just follow these three easy steps and start earning now!

Step 1 Icon - Open CD Account

Click Open Account Now

Click the orange button below to begin our fast and secure account opening process. 

Step 2

Enter your information

Including your name, address, Social Security Number and State issued identification.

Transfer Funds

Link to your account at another bank and fund your Certificate account. 






*APY = Annual Percentage Yield. One certificate offer per member. Dividends on certificate accounts are compounded monthly. APY is accurate as of 6/6/2022. Rates are subject to change at any time without notice. Not eligible for an additional Added Advantage rate bonus through Added Advantage. Not eligible for managerial discretion rate bonus. New money requirement. First time Rate adjustment option available at midpoint of certificate term (months 13 or 31).   $1,000 minimum opening balance, and $1,000 minimum balance required to earn the advertised APY on 24 month account. $1,000 minimum opening balance, and $1,000 minimum balance required to earn the advertised APY on 60 month account. Member required to notify Nuvision of request for rate adjustment. One month window allowed for members to request rate adjustment.  Unless otherwise instructed by the member, at maturity the 24-month or 60-month certificate will renew into a regular 24-month or 60-month certificate at the current rate at that time. There will be a penalty for early withdrawal. Membership and eligibility required. Terms, conditions, and penalties may apply. Fees may reduce earnings on the account. Nuvision reserves the right to change or cancel the promotion at any time. Funds are Federally Insured by the NCUA.