- Call Now 800-444-6327
Auto Loan Motorcycle Loan RV and Boat LoanHome Equity Personal Loan
- Credit Cards
- Schedule an Appointment
- Routing #322282399
Did you know that the average American spends over 8 ½ hours a week in their vehicle? When it comes to emergency preparedness, we often focus on disasters that happen while we are at home, but many overlook the possibility of a disaster striking while we are away.
Since we spend so much time away from home, it’s a good idea to make sure our vehicle is prepped and ready to face the possibility of a disaster. From wildfires and inclement weather to earthquakes and other emergencies that can happen in Southern California, we need to be ready to respond when disaster strikes.
There are plenty of ready-made kits on the market; unfortunately, they often don’t include the things we need to survive a disaster here in Southern California. While having a pre-packaged kit is better than nothing, to truly be prepared, you need to either build your own, or modify your store-bought kit to suit the unique needs of your family.
Your basic car kit should include:
Some other items to consider keeping in your car:
Having an emergency kit is an essential part of being prepared, but there are some other things you need to do to make sure you are ready to face disasters and emergency situations while out on the road.
Here are some of the basic rules of keeping a disaster-ready vehicle:
Those who are truly prepared know that regular maintenance on your vehicle is the best way to keep yourself safe when disaster strikes. Before leaving the house in the morning, take a couple of seconds and make sure your vehicle is in good working order. Walk around and check your tires, the visibility through your windows, and make sure nothing looks out of sort.
At least once a month, you should check your vehicle’s oil, transmission fluid, tire pressure, and other fluids. If your vehicle shows any warning lights on the display, has cracks in the window, or shows any signs of electrical problems, you should address those issues immediately.
The last step is to always have at least a half a tank of gas. If a disaster strikes that causes you to have to evacuate your immediate area, the last place you want to end up is in an hour-long line at your local gas station.
Having a survival kit is great, but you need to do periodic maintenance checks on it, as well as your vehicle. Take a quick peek in at your kit once a month to make sure everything is still intact and ready to go. Keep in mind, things like batteries go bad after a while, and your food and water should be swapped out every couple of months.
When you are facing a disaster, you need to have multiple ways of contacting your loved ones, as well as hearing emergency broadcast information. A good communication kit will include things like:
Also, make sure you take the time to read your equipment manuals and understand the functionality of all your devices before you need them.
During an extreme emergency, you may not be able to rely on GPS or the typical routes you travel. Make sure you keep an old school paper map and make sure you have a couple evacuation routes planned out before disaster strikes.
These are all special circumstances that you need to think about before disaster strikes. Remember to build your kits and your emergency plans around your unique circumstances.
Keeping your vehicle prepared is one way to ensure you’re ready for an emergency, but one of the best things you can do is make sure you are financially prepared.
When it comes to handling unexpected situations—whether that’s a disaster, a family emergency, or even a car problem—you’re going to need something to fall back on. By building your savings, you ensure your own security in the event of a bad situation, and simultaneously get closer to financial freedom. To learn more about savings and financial freedom, check out the rest of our blog here.